Over the course of several months I incurred 2 minor speeding tickets. 5 mile over type guys. I wrote in and mitigated. Got the fines decreased. Then I got the dreaded 30+/80+. Went to court and fought it. Still got $705, 36hrs Comm Serv, 30 day suspension, and driver's ed. That stuff sucks enough. New laws. Make examples out of people. Whatever. But AIG tries to charge me $12,000 to renew my ins for 6 months! I don't hesitate to call USAA who quote me $2,900 for 1 level above state min coverage. Moral of the story, move to a sane state if you wanna speed!