Indeed on the insurance thing. That looks like a curb strike or possibly a big pothole at speed. And don't forget to get an alignment when the repairs are finished. A hit like that has likely thrown off the alignment quite a bit.Good eye, Ritz.
It looks like there is more damage there than you think. A '17 Charger of any model, is still a nice ride. You will want to do this once, and right the first time.
The bill may be large enough to consider an insurance claim. Is that an option for you?