Not automatic in Ohio, but only $36.00 a year rider on my insurance (covers all 4 vehicles too). $50.00 deductible for factory glass. Free chip repair. The key to avoid a crack, is to have that chipped sealed ASAP. No matter how small it is, there is a mobile glass repair guy at the local mall now. He's doing quite well.
My wife's car usually needs a windshield every couple of years. The necessity is due to this nasty thing called "Driving the 401 into Mississauga". Sorry about your glass Flex, but I'll bet the crack originated from a chip you got driving the 401.
2006 Bright Silver R/T, Road and Track performance group with many, many subtle appearance and performance mods.
Only problem of course is that a claim risks a} higher yearly premiums and b} potentially being dropped as a "bad risk". What a royal bummer.
Collision claims can affect your rates, but comprehensive claims and glass repairs usually do not; this doesn't mean you should file for a new windshield 2x a year, but they don't tend to penalize you for what you don't exactly have control over.
2008 R/T -Demoulded, Debadged, Daytona grille, Predator
Mopar CAI, LED Tails, HID Lows/Fogs, Tinted Windows SLP Loudmouth II, BT Catch Can, BT Shift Insert
Matte Black SRT Replicas w/ Hankook Ventus v12 evo tires (Stock wheels with Firestone Winterforce tires away until November)
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